Insurance in and around Philadelphia
Protect the life you've built
Protect what matters most

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Find The Insurance Coverages You Need At State Farm.
Help protect what's important to you - your loved ones, vehicle, etc. - with the great insurance that State Farm offers. Agent Joe Ems can help you shape a Personalized Price Plan® that's right for you. And don't forget to ask about the safe driving rewards, bundling options and discounts!
Protect the life you've built
Protect what matters most

We’re There When You Need Us Most
But your car or truck is just one of the many insurance products where State Farm and Joe Ems can help. Do you operate a business in the Philadelphia area or want to be your own boss? Navigating the complicated world of small business insurance? Joe Ems can make it easy to find the insurance you need to protect what you’ve worked so hard to achieve. And we also offer a number of liability insurance options to guard the ones you love in the event of an illness or injury.
Simple Insights®
Latest car safety features becoming must haves
Latest car safety features becoming must haves
Car manufacturers have rolled out many new car safety features in the last few years. Learn more about adaptive headlights, blind spot detection and more.
Is term life insurance right for your family?
Is term life insurance right for your family?
Term life insurance policies offer easy, affordable coverage for families and other people seeking life insurance protection for a specific period of time.

Simple Insights®
Latest car safety features becoming must haves
Latest car safety features becoming must haves
Car manufacturers have rolled out many new car safety features in the last few years. Learn more about adaptive headlights, blind spot detection and more.
Is term life insurance right for your family?
Is term life insurance right for your family?
Term life insurance policies offer easy, affordable coverage for families and other people seeking life insurance protection for a specific period of time.