Insurance in and around Philadelphia
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Find The Insurance Coverages You Need At State Farm.
We can help you create a Personal Price Plan® to help protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, set-up your coverage to meet your individual needs. Contact Joe Ems for a Personalized Price Plan.
Need insurance? We got you.
Cover what's most important

Insurance Products To Meet Your Ever Changing Needs
But your automobile is just one of the many insurance products where State Farm and Joe Ems can help. House, condo, or apartment, if it’s your home, it deserves State Farm protection. And for the unexpected. Securing your family’s financial future can be a major concern. Let us ease that burden. With a range of products, personalized pricing plans, and unmatched financial strength, State Farm Life Insurance is a smart choice and a great value.
Simple Insights®
What is a will and why do you need one?
What is a will and why do you need one?
Having a Will can give you peace of mind knowing your requests will be followed with many important aspects such as your children, the choice of executor, and any special bequests.
Take time to create a financial emergency plan
Take time to create a financial emergency plan
If you found yourself facing a major life crisis, would you be prepared to handle the financial fallout?

Simple Insights®
What is a will and why do you need one?
What is a will and why do you need one?
Having a Will can give you peace of mind knowing your requests will be followed with many important aspects such as your children, the choice of executor, and any special bequests.
Take time to create a financial emergency plan
Take time to create a financial emergency plan
If you found yourself facing a major life crisis, would you be prepared to handle the financial fallout?